Products

Dear Parents, The ICICI Prudential team sincerely thanks you for empowering your child to participate in "Nurture the Nature." Their commitment to planting makes a real difference in fostering a sustainable future and a thriving planet.


Why do you need a child plan?

Your child’s future depends a lot on how well-prepared you are financially for the future. Your child’s needs will change with time, but your responsibilities will not.


  • Build an adequate amount of fund by investing a nominal amount regularly
  • Flexible withdrawals and payout features to take care of any expenses related to your child’s growth at key milestones
  • Flexible withdrawals and payout features to take care of any expenses related to your child’s growth at key milestones
  • Child’s education remains secured even in your absence18 as the policy continues and the maturity amount gets paid to your child

What is Smartkid Assure with ICICI Pru Signature Assure plan?

SmartKid Assure with ICICI Pru Signature Assure is a savings cum insurance plan that helps parents grow their wealth through market-linked funds to secure their child’s future along with a life cover benefit, In-built waiver of Premium Benefit and income benefit.


  • Market-linked Returns - Earn market-linked returns by investing among 25 funds, including index funds
  • In-Built Waiver of Premium – Company will pay future premiums in case of parent’s demise and the policy will continue
  • Life Cover – Sum Assured of 10X of annual premium amount for securing parent’s life
  • Family Income Option – Company will pay regular yearly income till the end of the policy term in case of parent’s demise
  • Maturity Protect – 100% return of invested amount, in case the fund value falls below the total invested amount